Localized for 1,000+ U.S. cities — adjusted for local labor, climate & permits
City comparison

Furnace Replacement cost: Beverly Cove vs Lowell (2026)

In 2026, Beverly Cove and Lowell land on nearly identical furnace replacement pricing — about $6,900 either way.

Beverly Cove MA

$4,950 $8,850

Typically around $6,900

Lowell MA

$4,950 $8,850

Typically around $6,900

Side by side

Beverly Cove vs Lowell: full breakdown

FactorBeverly CoveLowell
Typical 2026 cost$6,900$6,900
Estimated range$4,950–$8,850$4,950–$8,850
Labor index (vs US)×1.14×1.14
Climate zoneColdCold
Climate factor×1.08×1.08
Local permit$250$250
Labor share$4,150$4,150
Materials/equipment$2,750$2,750

These are 2026 planning figures for furnace replacement, localized to each city — not formal quotes.

The verdict

Basically a tie — focus on the contractor

Neither metro has a cost edge on furnace replacement — spend your decision-making energy on the contractor, not the location.

By type

Furnace replacement by type: Beverly Cove vs Lowell

Below, each furnace replacement option is priced independently for both cities, with identical local labor, climate and permit logic applied — so the comparison holds up.

TypeBeverly CoveLowell
Gas furnace$4,800$8,750$4,800$8,750
High-efficiency gas furnace$4,300$8,750$4,300$8,750
Electric furnace$2,700$5,800$2,700$5,800

Treat these as 2026 localized estimates for furnace replacement, not quotes from a contractor.

By size

Furnace replacement by home size: Beverly Cove vs Lowell

Furnace cost scales with the heating capacity (BTU) your home needs — roughly 40–45 BTU per square foot in a mixed climate. Larger homes need a bigger unit and more ductwork.

SizeBeverly CoveLowell
1,000 sq ft (≈45,000 BTU)$3,700$6,650$3,700$6,650
1,500 sq ft (≈68,000 BTU)$4,300$7,650$4,300$7,650
2,000 sq ft (≈90,000 BTU)$4,950$8,850$4,950$8,850
2,500 sq ft (≈110,000 BTU)$5,650$10,100$5,650$10,100
3,000 sq ft (≈130,000 BTU)$6,400$11,350$6,400$11,350
3,500+ sq ft (≈150,000 BTU)$7,150$12,550$7,150$12,550

Treat these as 2026 localized estimates for furnace replacement, not quotes from a contractor.

Local labor reality

What hvac pros earn in each metro

Labor is about 60% of a furnace replacement bill, so local wages drive most of the gap. These are real metro hourly wages for skilled installers (BLS OEWS), not estimates.

Beverly Cove, MA
$38.4/hr

Boston-Cambridge-Newton metro · about 23% above the US average installer wage.

Lowell, MA
$38.4/hr

Boston-Cambridge-Newton metro · about 23% above the US average installer wage.

Source: U.S. Bureau of Labor Statistics, OEWS metro wages for HVAC installers (used as a trade-labor index).

Best time to buy

Cheapest time for furnace replacement in either city

A furnace or AC that dies mid-heat-wave gets replaced at whatever the on-call crew charges. One that gets swapped in April or October gets a competitive, unhurried quote instead.

Best window
Spring and fall (Mar–May, Sep–Oct)
Avoid
Peak summer and mid-winter
Off-peak savings
5–15%
Editors' roundtable

How much should you really budget for HVAC in 2026?

Sizing, efficiency tier and brand pull a quote in different directions. Here's how our editors weigh the trade-offs that decide what you actually pay.

The efficiency-first case

In a hot-summer or cold-winter region, a higher SEER2/AFUE unit — or a heat pump — earns its premium back in lower bills, and utility and state rebates can still cut into the sticker (the federal 25C/25D credits ended Dec 2025). Run the payback math before defaulting to the cheapest box.

The longevity case

The single biggest cost driver isn't the brand — it's correct sizing and install quality. A properly sized, well-commissioned mid-tier system with annual maintenance outlasts an oversized premium unit that short-cycles. Spend on the install, not the badge.

The budget-first case

Size the system to your home with a Manual J calculation and buy the standard efficiency tier (80% AFUE / 14.3 SEER2). In a mild climate the cheaper unit pays off because you rarely run it hard — paying for premium efficiency you won't use is the most common way to overspend.

Our take

Match the efficiency tier to your climate, insist on a real load calculation, and stack every rebate you qualify for. The expensive mistakes are wrong sizing and a rushed install — not picking the "wrong" brand.

FAQ

Beverly Cove vs Lowell

Is furnace replacement cheaper in Beverly Cove or Lowell?

Not really — both cities land at almost the same number for furnace replacement, around $6,900 each.

Why does furnace replacement cost more in Lowell than Beverly Cove?

Lowell's higher labor index (1.14 vs 1.14 in Beverly Cove) is the biggest factor, with the cold/cold climate split playing a smaller role.

How much is furnace replacement in Beverly Cove, MA?

In Beverly Cove, furnace replacement typically runs $4,950–$8,850 in 2026, with most homeowners paying around $6,900.

Do hvac pros really charge more in one city?

Yes — and the wage data shows it. A skilled installer earns about $38.4/hr in the Boston-Cambridge-Newton area versus $38.4/hr around Boston-Cambridge-Newton (BLS metro wage data). Since labor is roughly 60% of a furnace replacement job, that wage gap is the biggest reason the installed prices differ.

When is the cheapest time to buy furnace replacement — and does it differ by city?

The best window is the same in both Beverly Cove and Lowell: Spring and fall (Mar–May, Sep–Oct), when demand drops and installers discount to keep crews busy — typically 5–15% off peak pricing. The most expensive time anywhere is an emergency replacement during peak summer and mid-winter.

Should I choose where to live based on furnace replacement cost?

There's no cost argument here between Beverly Cove and Lowell — they're a wash. Focus on contractor reputation, project scope, equipment tier and timing.

Keep comparing

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Updated June 2026 · By Serhat Özçelik