Localized for 558 U.S. cities — adjusted for local labor, climate & permits

HVAC · national cost guide

Furnace Replacement cost (2026)

Furnace replacement costs $3,800$7,000 in 2026, or about $5,400 for a typical job. Replacing a residential furnace, including the unit and installation labor. That national figure is the starting point — labor rates, climate and permit fees move it, so a furnace replacement in San Jose prices differently than in El Paso.

National average · 2026
$3,800 $7,000

Homeowners typically pay about $5,400 as a national figure — your city changes the number.

$3,800typical $5,400$7,000
Typical range
$3,800–$7,000
Most affordable
El Paso, TX
$4,600
Most expensive
San Jose, CA
$7,000
Cities covered
558+
By type

Furnace Replacement cost by type

National ranges by option. Localize any of these to your city below.

TypeNational 2026 range
Gas furnace$3,700 $6,900
High-efficiency gas furnace$3,300 $6,900
Electric furnace$2,000 $4,500
By size

Furnace Replacement cost by home size

Furnace cost scales with the heating capacity (BTU) your home needs — roughly 40–45 BTU per square foot in a mixed climate. Larger homes need a bigger unit and more ductwork.

home sizeNational 2026 range
1,000 sq ft (≈45,000 BTU)$2,800 $5,200
1,500 sq ft (≈68,000 BTU)$3,300 $6,000
2,000 sq ft (≈90,000 BTU)$3,800 $7,000
2,500 sq ft (≈110,000 BTU)$4,400 $8,000
3,000 sq ft (≈130,000 BTU)$5,000 $9,000
3,500+ sq ft (≈150,000 BTU)$5,600 $10,000

National ranges before local adjustment — pick a city below to localize any row.

By efficiency

Furnace Replacement cost by efficiency tier

Efficiency is measured in AFUE — the percentage of fuel turned into heat. Higher AFUE costs more upfront but cuts fuel bills, and in cold (northern) regions the DOE requires ≥95% AFUE gas furnaces.

TierNational 2026 range
80% AFUE (standard)Lowest upfront; fine in mild climates$3,000 $5,500
90–95% AFUE (high-efficiency)Best all-round value in most regions$3,800 $7,000
96%+ AFUE (condensing, premium)Lowest fuel bills; required in cold zones$5,000 $9,500
Methodology

Where this number comes from

The 2026 national range for furnace replacement ($3,800$7,000) is anchored to published industry, contractor and manufacturer pricing for the equipment plus typical installation labor. City pages take that range and adjust it three ways: the labor share is repriced from BLS OEWS metro trade wages where available and the BEA Regional Price Parity index elsewhere, the hvac load is adjusted for the IECC climate zone, and a typical local permit fee is added.

  • LaborBLS OEWS metro wages · BEA RPP
  • ClimateIECC / DOE climate zones
  • IncentivesIRS 25C/25D status · DSIRE

Every figure here is a research estimate, not a quote. Read the full method and sources in how we estimate costs.

Hidden costs

Additional furnace replacement costs to budget for

Quotes usually price the main job only; the items below are what turn an estimate into the final invoice.

Old furnace removal & disposal$50 $330
New ductwork (vs. repair $300–$1,500)Only if ducts are missing or failing$1,000 $5,000
Gas line run or upgrade$250 $800
Chimney liner (for high-efficiency venting)$600 $2,500
Smart thermostat$150 $500
Lifespan

How long does furnace replacement last?

Expected lifespan
1530 years

Gas furnaces typically last 15–20 years; well-maintained units can reach 30.

Annual maintenance
$70$300/yr

An annual tune-up keeps efficiency up and protects the warranty.

When to replace

Signs you need furnace replacement

Decision

Repair or replace?

The $5,000 rule: multiply the repair quote by the furnace's age in years. If it tops $5,000, replacement is usually the smarter spend.

Repair if…

  • The unit is under ~10 years old and otherwise efficient
  • The fix is a single inexpensive part (igniter, flame sensor, capacitor)
  • It's still under manufacturer warranty

Replace if…

  • It's 15+ years old and needs a major part
  • The heat exchanger is cracked (a safety issue — replace, don't repair)
  • The repair costs more than about half of a new system
  • It's an 80% AFUE unit and your fuel bills are high in a cold climate
Trending

Popular furnace replacement estimates

The most-searched cities for this project, each with its local 2026 range.

furnace replacement guides & advice

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By city

Where furnace replacement costs the most & least

2026 estimates for major U.S. cities, fully localized. Tap through for any city's full breakdown.

Cost drivers

What affects the price

  • Fuel type (gas vs electric) and AFUE efficiency rating
  • Heating capacity (BTU) needed for your square footage
  • Condition of existing ductwork and venting
  • Whether a chimney liner or new gas line is required
Save money

Ways to cut the cost

  • Get at least 3 quotes — installed prices vary widely
  • Right-size the unit; oversizing wastes money and cycles hard
  • Look for utility rebates on high-efficiency models
  • Schedule in the off-season (spring/summer) for better rates
Best time to buy

Cheapest time for furnace replacement

Why spring and fall are cheaper: contractors have open calendar space and compete harder for the work. Why summer and deep winter are expensive: a broken system in extreme weather isn't optional, so you lose your negotiating leverage.

Best window
Spring and fall (Mar–May, Sep–Oct)
Avoid
Peak summer and mid-winter
Off-peak savings
5–15%
Hiring

Questions to ask HVAC contractors

Run this list past each contractor. Where two bids diverge, the reason is almost always in one of these answers.

  1. 1Did you run a Manual J load calculation to size the system, or estimate from square footage?
  2. 2What AFUE/SEER2 rating is this unit, and what's the payback vs. the next tier up?
  3. 3Is removal of the old equipment, the permit, and startup testing included in the quote?
  4. 4Will my existing ductwork and venting work as-is, or is repair/resizing needed?
  5. 5What's covered under the labor warranty vs. the manufacturer's parts warranty?
FAQ

Furnace Replacement cost questions

How much does furnace replacement cost in 2026?

Nationally, furnace replacement runs about $3,800–$7,000, with most homeowners paying around $5,400. Your city moves this based on local labor, climate and permits — El Paso, TX is among the lowest ($4,600) and San Jose, CA among the highest ($7,000).

What are the main types of furnace replacement and how do they compare?

Gas furnace ($3,700–$6,900); High-efficiency gas furnace ($3,300–$6,900); Electric furnace ($2,000–$4,500). Pick a city below to localize any of these to your area.

What affects the cost of furnace replacement?

Fuel type (gas vs electric) and AFUE efficiency rating; Heating capacity (BTU) needed for your square footage; Condition of existing ductwork and venting; Whether a chimney liner or new gas line is required.

Furnace Replacement cost by home size?

1,000 sq ft (≈45,000 BTU): $2,800–$5,200; 1,500 sq ft (≈68,000 BTU): $3,300–$6,000; 2,000 sq ft (≈90,000 BTU): $3,800–$7,000; 2,500 sq ft (≈110,000 BTU): $4,400–$8,000; 3,000 sq ft (≈130,000 BTU): $5,000–$9,000; 3,500+ sq ft (≈150,000 BTU): $5,600–$10,000. These are national ranges before local labor, climate and permit adjustments.

What extra costs should I budget for beyond the quote?

Old furnace removal & disposal ($50–$330); New ductwork (vs. repair $300–$1,500) ($1,000–$5,000); Gas line run or upgrade ($250–$800); Chimney liner (for high-efficiency venting) ($600–$2,500). These sit outside most base quotes.

How long does furnace replacement last?

15–30 years is the typical service life. Gas furnaces typically last 15–20 years; well-maintained units can reach 30. Budget $70–$300 a year for maintenance.

Should I repair or replace?

The $5,000 rule: multiply the repair quote by the furnace's age in years. If it tops $5,000, replacement is usually the smarter spend. Repair makes sense when the unit is under ~10 years old and otherwise efficient. Replace when it's 15+ years old and needs a major part.

When is the cheapest time for furnace replacement?

The best window is spring and fall (mar–may, sep–oct), when demand drops and installers discount — typically 5–15% off peak pricing. Avoid peak summer and mid-winter.