Furnace Replacement cost: Minneapolis vs St. Cloud (2026)
In 2026, furnace replacement is about 17% more expensive in Minneapolis than in St. Cloud. Most homeowners pay around $6,700 in Minneapolis versus $5,750 in St. Cloud — a gap of roughly $950.
Minneapolis MN
Typically around $6,700
St. Cloud MN
Lower costTypically around $5,750
Minneapolis vs St. Cloud: full breakdown
| Factor | Minneapolis | St. Cloud |
|---|---|---|
| Typical 2026 cost | $6,700 | $5,750 |
| Estimated range | $4,750–$8,600 | $4,100–$7,400 |
| Labor index (vs US) | ×1.11 | ×0.95 |
| Climate zone | Cold | Cold |
| Climate factor | ×1.08 | ×1.08 |
| Local permit | $225 | $200 |
| Labor share | $4,000 | $3,450 |
| Materials/equipment | $2,700 | $2,300 |
Localized 2026 planning estimates — not quotes. Each city adjusts the national furnace replacement range for local labor, climate and permits.
Minneapolis vs St. Cloud
Is furnace replacement cheaper in Minneapolis or St. Cloud?
In 2026, furnace replacement is cheaper in St. Cloud at about $5,750, versus $6,700 in Minneapolis — a difference of about $950 (17%).
Why does furnace replacement cost more in Minneapolis than St. Cloud?
The main driver is local labor rates: Minneapolis's labor index is 1.11 versus 0.95 in St. Cloud. Climate zone (cold vs cold) and permit fees also shift the total.
How much is furnace replacement in Minneapolis, MN?
In Minneapolis, furnace replacement typically runs $4,750–$8,600 in 2026, with most homeowners paying around $6,700.
Updated June 2026 · By Costadia Editorial