Furnace Replacement cost: Chicago vs Philadelphia (2026)
In 2026, furnace replacement is about 9% more expensive in Chicago than in Philadelphia. Most homeowners pay around $6,850 in Chicago versus $6,300 in Philadelphia — a gap of roughly $550.
Chicago IL
Typically around $6,850
Philadelphia PA
Lower costTypically around $6,300
Chicago vs Philadelphia: full breakdown
| Factor | Chicago | Philadelphia |
|---|---|---|
| Typical 2026 cost | $6,850 | $6,300 |
| Estimated range | $4,900–$8,800 | $4,500–$8,100 |
| Labor index (vs US) | ×1.14 | ×1.04 |
| Climate zone | Cold | Cold |
| Climate factor | ×1.08 | ×1.08 |
| Local permit | $225 | $225 |
| Labor share | $4,100 | $3,800 |
| Materials/equipment | $2,750 | $2,500 |
Localized 2026 planning estimates — not quotes. Each city adjusts the national furnace replacement range for local labor, climate and permits.
Chicago vs Philadelphia
Is furnace replacement cheaper in Chicago or Philadelphia?
In 2026, furnace replacement is cheaper in Philadelphia at about $6,300, versus $6,850 in Chicago — a difference of about $550 (9%).
Why does furnace replacement cost more in Chicago than Philadelphia?
The main driver is local labor rates: Chicago's labor index is 1.14 versus 1.04 in Philadelphia. Climate zone (cold vs cold) also shift the total.
How much is furnace replacement in Chicago, IL?
In Chicago, furnace replacement typically runs $4,900–$8,800 in 2026, with most homeowners paying around $6,850.
Updated June 2026 · By Costadia Editorial