Localized for 1,000+ U.S. cities — adjusted for local labor, climate & permits
City comparison

Furnace Replacement cost: Chicago vs Houston (2026)

In 2026, furnace replacement is about 33% more expensive in Chicago than in Houston. Most homeowners pay around $6,850 in Chicago versus $5,150 in Houston — a gap of roughly $1,700.

Chicago IL

$4,900 $8,800

Typically around $6,850

Houston TX

Lower cost
$3,700 $6,600

Typically around $5,150

furnace replacement runs about $1,700 (33%) more in Chicago than in Houston, driven mostly by local labor rates.
Side by side

Chicago vs Houston: full breakdown

FactorChicagoHouston
Typical 2026 cost$6,850$5,150
Estimated range$4,900–$8,800$3,700–$6,600
Labor index (vs US)×1.14×0.96
Climate zoneColdHot
Climate factor×1.08×0.95
Local permit$225$225
Labor share$4,100$3,100
Materials/equipment$2,750$2,050

Localized 2026 planning estimates — not quotes. Each city adjusts the national furnace replacement range for local labor, climate and permits.

FAQ

Chicago vs Houston

Is furnace replacement cheaper in Chicago or Houston?

In 2026, furnace replacement is cheaper in Houston at about $5,150, versus $6,850 in Chicago — a difference of about $1,700 (33%).

Why does furnace replacement cost more in Chicago than Houston?

The main driver is local labor rates: Chicago's labor index is 1.14 versus 0.96 in Houston. Climate zone (cold vs hot) also shift the total.

How much is furnace replacement in Chicago, IL?

In Chicago, furnace replacement typically runs $4,900–$8,800 in 2026, with most homeowners paying around $6,850.

Updated June 2026 · By Costadia Editorial