Costadia Data
HVAC costs by state: where homeowners pay the most
A typical 2026 HVAC install — averaging a furnace replacement and central AC — runs about $7,100 nationally. But state by state the bill swings hard: New York tops the list at roughly $8,300 (+17%), while New Mexico is the most affordable at about $6,750 (-5%).
What the data shows
- The most expensive state for HVAC work in 2026 is New York, at about $8,300 for a typical furnace-plus-AC project.
- The most affordable is New Mexico at roughly $6,750 — a 23% gap between the two.
- Figures are population-weighted across each state's cities, so they reflect where people actually live, not just one metro.
- High-cost states are driven by elevated local labor rates; climate plays a secondary role since furnace and AC costs partly offset between cold and hot zones.
All 51 states by 2026 HVAC cost
Population-weighted average of furnace replacement + central AC, localized per city. Tap a state for its city-level guide.
| # | State | Typical 2026 range | vs. U.S. avg |
|---|---|---|---|
| 1 | New York22 cities analyzed | $5,500 – $11,000 | +17% |
| 2 | Massachusetts14 cities analyzed | $5,450 – $10,850 | +15% |
| 3 | Hawaii3 cities analyzed | $5,350 – $10,750 | +14% |
| 4 | Washington18 cities analyzed | $5,400 – $10,800 | +14% |
| 5 | California73 cities analyzed | $5,350 – $10,700 | +14% |
| 6 | Illinois16 cities analyzed | $5,400 – $10,700 | +14% |
| 7 | District of Columbia1 city analyzed | $5,300 – $10,550 | +12% |
| 8 | New Jersey10 cities analyzed | $5,300 – $10,550 | +12% |
| 9 | Minnesota9 cities analyzed | $5,250 – $10,450 | +11% |
| 10 | New Hampshire1 city analyzed | $5,150 – $10,200 | +9% |
| 11 | Oregon8 cities analyzed | $5,150 – $10,250 | +9% |
| 12 | Maryland5 cities analyzed | $5,050 – $10,100 | +7% |
| 13 | Vermont1 city analyzed | $5,100 – $10,050 | +7% |
| 14 | Colorado8 cities analyzed | $5,050 – $10,050 | +7% |
| 15 | Connecticut7 cities analyzed | $5,000 – $9,950 | +6% |
| 16 | Rhode Island2 cities analyzed | $5,050 – $9,950 | +6% |
| 17 | Delaware2 cities analyzed | $4,950 – $9,900 | +5% |
| 18 | Alaska3 cities analyzed | $4,950 – $9,800 | +5% |
| 19 | Maine3 cities analyzed | $4,950 – $9,800 | +5% |
| 20 | Pennsylvania13 cities analyzed | $4,950 – $9,800 | +5% |
| 21 | Arizona15 cities analyzed | $4,900 – $9,750 | +4% |
| 22 | Nevada7 cities analyzed | $4,900 – $9,800 | +4% |
| 23 | South Carolina10 cities analyzed | $4,850 – $9,700 | +3% |
| 24 | Wisconsin17 cities analyzed | $4,850 – $9,650 | +3% |
| 25 | Florida39 cities analyzed | $4,850 – $9,650 | +2% |
| 26 | Georgia14 cities analyzed | $4,800 – $9,650 | +2% |
| 27 | Indiana11 cities analyzed | $4,800 – $9,550 | +2% |
| 28 | Michigan15 cities analyzed | $4,800 – $9,550 | +2% |
| 29 | Ohio12 cities analyzed | $4,750 – $9,500 | +1% |
| 30 | Texas39 cities analyzed | $4,750 – $9,550 | +1% |
| 31 | Louisiana9 cities analyzed | $4,750 – $9,500 | ±0% |
| 32 | Utah8 cities analyzed | $4,750 – $9,450 | ±0% |
| 33 | Virginia16 cities analyzed | $4,750 – $9,450 | ±0% |
| 34 | Missouri12 cities analyzed | $4,700 – $9,400 | ±0% |
| 35 | North Carolina16 cities analyzed | $4,700 – $9,400 | ±0% |
| 36 | Alabama9 cities analyzed | $4,650 – $9,350 | −1% |
| 37 | Idaho8 cities analyzed | $4,650 – $9,250 | −1% |
| 38 | Kansas8 cities analyzed | $4,650 – $9,300 | −1% |
| 39 | Mississippi5 cities analyzed | $4,650 – $9,350 | −1% |
| 40 | Tennessee13 cities analyzed | $4,650 – $9,300 | −1% |
| 41 | Wyoming3 cities analyzed | $4,650 – $9,250 | −2% |
| 42 | Kentucky8 cities analyzed | $4,600 – $9,150 | −2% |
| 43 | Montana5 cities analyzed | $4,600 – $9,200 | −2% |
| 44 | Nebraska3 cities analyzed | $4,600 – $9,200 | −2% |
| 45 | Oklahoma3 cities analyzed | $4,600 – $9,200 | −2% |
| 46 | Iowa9 cities analyzed | $4,550 – $9,050 | −3% |
| 47 | South Dakota3 cities analyzed | $4,550 – $9,100 | −3% |
| 48 | West Virginia4 cities analyzed | $4,550 – $9,100 | −3% |
| 49 | Arkansas7 cities analyzed | $4,550 – $9,050 | −4% |
| 50 | North Dakota5 cities analyzed | $4,550 – $9,050 | −4% |
| 51 | New Mexico6 cities analyzed | $4,500 – $9,000 | −5% |
Want a city-specific number? Explore HVAC costs or browse all cities.
How we calculated this
Figures are localized 2026 planning estimates — not quotes. We start from researched national price ranges, then adjust each location for local labor rates (BLS metro trade wages and U.S. Bureau of Economic Analysis Regional Price Parities), climate zone (IECC) and typical permit fees. Full method on our methodology page.
Cite this analysis
Costadia analysis of 2026 HVAC costs (furnace + central AC) for all 51 U.S. states, population-weighted across cities and localized using U.S. Bureau of Economic Analysis Regional Price Parities.
https://www.costadia.com/research/hvac-cost-by-state
Free to cite and reference with a link to Costadia. Journalists — see our methodology & sources.